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Posted by / 02-Jan-2018 17:01

De Felippi: There's software that allows you to harvest them from anyone who has posted their e-mail addresses online, so don't ever put your e-mail address on a website.

But what would a real identity thief tell you if he had the chance?

Credit Cards.com: How did your phishing scams work? The first one I did, I targeted AOL users, because I thought they would be less computer literate and more likely to fall for my scams.

We said, "Your credit card information has expired.

Come to this site and update your information or your account will be closed." I did something similar with Pay Pal.

I sent an e-mail that said, "Someone has accessed your account. Please click here to access your account." We'd link them to a fake website and they'd give us their Pay Pal login information.

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Also, don't buy anything from somebody e-mailing you, no matter how good the offer sounds.

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  1. RELATED: 8 tips on how to make student loans work for you Like any major financial decision, there are risks involved with consolidating and refinancing your student loans with a private lender.